Were You Treated Unfairly By Your Insurance Company?

You buy insurance to protect your assets and to provide peace of mind. Sometimes insurance companies do not honor their obligations even when they should. When your claim is wrongfully denied, Lindsey & Lacy, PC can help protect your rights. Georgia, as well as most other states, enacted "bad faith" laws to protect consumers from unscrupulous insurers. Under these laws, if you have had your claim denied in "bad faith," you can recover the value of your claim as well as a penalty and your attorneys' fees if successful.

After collecting your premium dollars and promising to protect you from financial loss, insurance companies have very specific and defined obligations when a policyholder makes a claim. The law requires the insurance company to handle a claim fairly, honestly, and in a timely fashion. After a loss has occurred, whether it be related to a person's home, auto, or health, the insured is almost always extremely vulnerable due to the emotional and mental stress that naturally arises when an accident or illness has occurred. For that reason, courts require insurance companies to fully honor their written commitment to respond appropriately when a claim is presented.

Experienced Representation For Unfair Claims Handling Disputes

Lindsey & Lacy, PC represents corporations, corporate directors and officers, small businesses, and individuals in their disputes with insurance companies. Over the last ten years, Mr. Lacy has recovered millions of dollars for policyholders when insurance companies wrongfully denied claims in all types of insurance disputes.

We Represent Clients In A Variety Of Insurance Disputes

Lindsey & Lacy, PC, handles disputes involving the following types of insurance policies:

  • Comprehensive general liability
  • Directors and officers liability
  • Errors and omissions
  • Professional liability
  • Commercial property
  • Homeowners
  • Disability
  • Accidental death
  • Life
  • Employment practices

Insurers Have Legal Duties To Policyholders

You may have selected your insurance company based upon representations of honesty and integrity, such as you will be treated "like a good neighbor," or that you are placing your financial and emotional security in "good hands." Because of this special relationship of trust that exists between the policyholder and the insurance company, the law imposes significant duties and obligations on an insurance company. These increased obligations are, in part, based upon the fact that the insurance company writes the insurance contract, establishes the specific terms of the agreement without any negotiation or bargaining with the policyholder, sets the price to be paid for coverage, etc.

In essence, those policyholders who have suffered a loss are literally "at the mercy" of their insurance company which, of course, is a very sophisticated organization that has far superior financial resources and negotiation skills as compared to its policyholders.

Schedule Your Consultation Today

Contact the lawyers at Lindsey & Lacy, PC, today for all of your insurance law needs. Call us at 770-486-8445. You can also reach the firm by email using our online contact form.